One wallet, every bill

Paying your bills, shouldn't be a chore — use Bill Trick to automate bills.

Bill Trick brings airtime, data, electricity, cable TV, and exam result checker (ePins) into a single, instantly-settled account.

CAC-registered Settles in under 10 seconds PIN-protected payments
Trusted by thousands

Built for speed, kept simple.

2.4M+

Bills paid

180K+

Active users

40+

Billers & providers

99.95%

Uptime, last 12 months

<10s

Average settlement time

How it works

Three steps between you and a paid bill

No branch visits, no bank queues. Fund your wallet once, then pay any biller from the same balance in seconds.

1

Create your account

Verify your phone number and set a transaction PIN — takes under two minutes.

2

Fund your wallet

Bank transfer, debit card, or a linked account. Funds reflect instantly.

3

Pick a service and pay

Airtime, electricity, cable, exam result checker (ePins) — confirmed and receipted immediately.

Get started free

Real people, ready to help

Behind every account is an actual team

Chat, call, or email a real person — most replies land in minutes, not days. Answers to the most common account, payment, and security questions are in the help center.

A Bill Trick support agent wearing a headset, smiling at their desk
A Bill Trick help center agent smiling while assisting a customer
Security & trust

Security isn't a feature — it's the baseline.

Fraud monitoring runs around the clock, backed by a human review team.

See how we protect you
A Bill Trick security analyst monitoring transaction activity on a dashboard

256-bit encryption

All traffic between your device and our servers is encrypted with TLS 1.2+. Card details are never stored on our servers — they're tokenized by our processor.

Transaction PIN & biometrics

Every payment requires a PIN or Password confirmation. PINs are hashed, never stored in plain text, and locked after repeated failed attempts.

Real-time alerts

You're notified instantly for every transaction, login from a new device, and security-relevant account change.

Trusted by thousands

What people use Bill Trick for

“I buy airtime and data regularly.”

Portrait of Daniel A.
Daniel A.
Small business owner, Benin City

“My DStv and electricity are both on recurring payments now. I genuinely forget bills exist.”

Portrait of Amara O.
Amara O.
Product designer, Abuja

“I bought my exam scratch card (WAEC) through the website. It was so easy and fast.”

Portrait of Tobi K.
Tobi K.
Student, Port Harcourt
The Bill Trick team working together in the Benin City office
Who's behind it

Built by a Benin City team

Bill Trick started with a vision to simplify bill payments and has plans to grow into a platform processing millions of transactions a month.

Read our story
Our team commitment

We're committed to making bill payments simple and accessible for everyone.

Small teams, direct ownership, and a problem that affects almost everyone.

The Bill Trick team collaborating in a meeting room
Bill Trick team members chatting in the office lounge
A Bill Trick employee presenting at a team stand-up

Bring your bills into one place.

It takes under two minutes to set up — no paperwork, no branch visit.